When you buy a house in your own name, and you need a loan to do it, you will be the borrower, the owner and the security provider (mortgagor). In some situations, these are different people. For example, the owners might be the trustees of a trust, but the borrower is an individual. This does, however, make things complicated from the lender’s perspective, as this article will explore.
If your family member is losing capacity and has an Enduring Power of Attorney (EPA) in place, you will be reassured that their attorney is working in your loved one’s best interests. Very occasionally, however, this isn’t the case. In this article, we look at how an EPA works and what can be done if you believe the attorney is not doing their job properly.
Being an executor is a big responsibility, and it is not always over when you think it has been completed. If you are considering who to name as executor in your will, you should be aware that the role is very important and can last longer than expected.
If you are buying a property and intending to live in it, one of the first things that you should ensure is that the property is being sold with vacant possession. But what does it mean?
The Commerce Commission has filed criminal charges against HelloFresh New Zealand, alleging that the meal-kit delivery company misled former customers when reactivating cancelled subscriptions.
Many of us are aware of the strict policies that employees of public sector entities, large corporates and charitable services must follow when offered a gift by a client or customer. They have the responsibility of fairness and transparency to ensure continued public confidence in their organisations.
With the passing of what is colloquially known as ‘Ashley’s Law’ in October last year, family violence will be a ground to end a marriage or civil union... Ashley’s Law comes into force in October 2025.
This is the first case in New Zealand in which a senior officer of a company has been convicted following a workplace death.
You should review and update your will regularly... There are many significant milestones in life when you should think about whether your will is still appropriate for your unique circumstances.
The recent interim receivership and subsequent statutory management of the Du Val Group has brought the use of, and reliance on, ‘eligible investor’ certifications under the Financial Markets Conduct Act 2013 (FMCA) back into the public spotlight.